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Prak
Serious Badass


Joined: 07 Mar 2008
Posts: 16117

PostPosted: Fri Sep 08, 2017 10:03 pm    Post subject: Reply with quote Add User to Ignore List

In the last nine days-
-I got backed into by an uninsured driver
-Geico denied my claim and canceled my coverage because it happened while I was driving Lyft
-Lyft denied my claim because my personal coverage didn't cover collision
-Geico will not cover me again unless I send them an email proving my Lyft account is cancelled
-New insurance is going to cost, at best, 2.5x my Geico, way more if I'm honest about using my car for business
-I got an apartment that will cost me $570/mo, but I have to cover all $1025 of next month's rent because my roommate covered the first month's rent
I literally cannot fucking do all this. I just.... fucking can't. Can the universe just fucking let up?
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Dean, on Paranoia wrote:
The book is a hardbound liars paradox.


Winnah wrote:
No, No. 'Prak' is actually a Thri Kreen impersonating a human and roleplaying himself as a D&D character. All hail our hidden insect overlords.


FrankTrollman wrote:
In Soviet Russia, cosmic horror is the default state.

You should gain sanity for finding out that the problems of a region are because there are fucking monsters there.
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Count Arioch the 28th
King


Joined: 07 Mar 2008
Posts: 5654

PostPosted: Sat Sep 09, 2017 2:08 am    Post subject: Reply with quote Add User to Ignore List

I wonder how my cousin, who lives on a boat near Key West and was unable to flee due to said boat being down for repairs is doing. It's not like we're close or are really friends but I do worry.
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JonSetanta
King


Joined: 07 Mar 2008
Posts: 5077
Location: interbutts

PostPosted: Sat Sep 09, 2017 3:26 am    Post subject: Reply with quote Add User to Ignore List

Prak wrote:

-I got an apartment that will cost me $570/mo,


GODDAMN that is cheap
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FrankTrollman wrote:
Scaling feats were just a bad idea. I'm sorry I wrote them.
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Prak
Serious Badass


Joined: 07 Mar 2008
Posts: 16117

PostPosted: Sat Sep 09, 2017 4:23 am    Post subject: Reply with quote Add User to Ignore List

JonSetanta wrote:
Prak wrote:

-I got an apartment that will cost me $570/mo,


GODDAMN that is cheap


That's just my share, it's a two bedroom for $1000/mo
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Dean, on Paranoia wrote:
The book is a hardbound liars paradox.


Winnah wrote:
No, No. 'Prak' is actually a Thri Kreen impersonating a human and roleplaying himself as a D&D character. All hail our hidden insect overlords.


FrankTrollman wrote:
In Soviet Russia, cosmic horror is the default state.

You should gain sanity for finding out that the problems of a region are because there are fucking monsters there.


Last edited by Prak on Sat Sep 09, 2017 4:23 am; edited 1 time in total
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deaddmwalking
Duke


Joined: 21 May 2012
Posts: 1580

PostPosted: Sat Sep 09, 2017 1:05 pm    Post subject: Reply with quote Add User to Ignore List

Prak wrote:
JonSetanta wrote:
Prak wrote:

-I got an apartment that will cost me $570/mo,


GODDAMN that is cheap


That's just my share, it's a two bedroom for $1000/mo


When is rent due?

Rather, can you define the problem specifically with amounts you expect to receive in income prior to rent being due versus other fixed costs assuming you cancel your Lyft driver status and continue with personal auto insurance. How short are you going to be? I assume your car can still be driven?


Last edited by deaddmwalking on Sat Sep 09, 2017 1:07 pm; edited 1 time in total
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Prak
Serious Badass


Joined: 07 Mar 2008
Posts: 16117

PostPosted: Sat Sep 09, 2017 9:09 pm    Post subject: Reply with quote Add User to Ignore List

Rent is due Oct 1. It is $1025.

I get paid the 5th and 20th, I think I can expect about 60 hours on my next check, which will be about $630 gross. Probably about $540 net.

I am insured through the 26th. I need to find new insurance by then. It looks like it will cost at least $100/mo.

I need to make a car payment on the 26th, for $235.

I need to make two more credit card payments this month, for $30 each.

I make tips as a pizza driver, and on a good day, I make my hourly wage again. Lets low ball and say that I will make a total of $450 in tips by my next payday. Except some of those hours will not be driving shifts. So lets say $400, somewhat optimistically.

So my income before Rent is due is maybe about $990 net.
I need to spend at least $300 before rent is even due. This is not accounting for needing gas.

I have about $400 at the moment. So.... maybe this works out. Of course, this says nothing about fixing my door. My parents are going to pay for that, I guess, which, well, at least it will get fixed. Though it does mean I need to rent a car for a week. Which is another expense.
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Dean, on Paranoia wrote:
The book is a hardbound liars paradox.


Winnah wrote:
No, No. 'Prak' is actually a Thri Kreen impersonating a human and roleplaying himself as a D&D character. All hail our hidden insect overlords.


FrankTrollman wrote:
In Soviet Russia, cosmic horror is the default state.

You should gain sanity for finding out that the problems of a region are because there are fucking monsters there.
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Eikre
Knight


Joined: 03 Aug 2009
Posts: 490

PostPosted: Sun Sep 10, 2017 8:16 am    Post subject: Reply with quote Add User to Ignore List

For how much did you settle with the uninsured driver? If the answer is "zero dollars," then it could use some work. They are liable for damages to your property. If they didn't have insurance then they almost certainly aren't going to be making you whole on this but you should be giving them your sob story and implying that it's only graciousness, and not a lack of capacity, that keeps you from filing a small claims suit. Get that hush money, or the name of their cousin who owes a favor and works at a body shop, or, like... a coerced sex act. Something.

And why were you filing a claim with your own insurance if you didn't have collision? That was never going to work.

Do you really need your door fixed? For ideas on securing a temporary car, I refer you again to the first inquiry.
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Maj
Prince


Joined: 07 Mar 2008
Posts: 4255
Location: Shelton, Washington, USA

PostPosted: Sun Sep 10, 2017 7:04 pm    Post subject: Reply with quote Add User to Ignore List

Maybe this could help? https://www.policygenius.com/blog/uber-lyft-and-other-rideshare-drivers-now-have-insurance-options/

Eikre wrote:
And why were you filing a claim with your own insurance if you didn't have collision? That was never going to work.


Because the line between comprehensive and collision coverage is frequently confusing? If you hit a deer, for example, it's covered under comprehensive. If you swerve to avoid the deer and end up hitting something else, it's collision. If you go out to your car and find that someone has left a huge dent in your vehicle, that's comprehensive. But if you were on the road driving at the time, it's collision.
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Last edited by Maj on Sun Sep 10, 2017 7:08 pm; edited 1 time in total
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rasmuswagner
Knight-Baron


Joined: 16 May 2011
Posts: 615
Location: Danmark

PostPosted: Mon Sep 11, 2017 8:23 am    Post subject: Reply with quote Add User to Ignore List

Prak wrote:
In the last nine days-
-I got backed into by an uninsured driver
-Geico denied my claim and canceled my coverage because it happened while I was driving Lyft
-Lyft denied my claim because my personal coverage didn't cover collision
-Geico will not cover me again unless I send them an email proving my Lyft account is cancelled
-New insurance is going to cost, at best, 2.5x my Geico, way more if I'm honest about using my car for business


Uninsured driver? What the hell kind of backwards third world hellhole is this? Around here, the police is notified the day your mandatory insurance expires, and even if you do manage to cause an accident, a joint insurance fund covers the victim.

As for the whole Lyft/Geico fuckup, yeah... companies like Lyft are deeply parasitical. I don't blame you for being a driver, I'm just sitting on my comfy couch being all superior, but fuck those "sharing" companies.
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Prak
Serious Badass


Joined: 07 Mar 2008
Posts: 16117

PostPosted: Mon Sep 11, 2017 2:19 pm    Post subject: Reply with quote Add User to Ignore List

rasmuswagner wrote:
Uninsured driver? What the hell kind of backwards third world hellhole is this?

America.
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Dean, on Paranoia wrote:
The book is a hardbound liars paradox.


Winnah wrote:
No, No. 'Prak' is actually a Thri Kreen impersonating a human and roleplaying himself as a D&D character. All hail our hidden insect overlords.


FrankTrollman wrote:
In Soviet Russia, cosmic horror is the default state.

You should gain sanity for finding out that the problems of a region are because there are fucking monsters there.
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Count Arioch the 28th
King


Joined: 07 Mar 2008
Posts: 5654

PostPosted: Tue Sep 19, 2017 2:09 am    Post subject: Reply with quote Add User to Ignore List

You know what sucks? My man-boobs aren't going away as I lose weight, they are just deflating. So now I have big, floppy man boobs. Health-wise, I'm making the correct decision. That being said, I think I looked better fat.
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In this moment, I am Ur-phoric. Not because of any phony godís blessing. But because, I am enlightened by my int score.
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Ancient History
Invincible Overlord


Joined: 18 Aug 2010
Posts: 11328

PostPosted: Mon Oct 02, 2017 7:33 pm    Post subject: Reply with quote Add User to Ignore List

<Woman tells me her bra wire snapped, and she had to put a bandaid on under her boob>

Me: Hmm, underboob bandaid. I wonder if that's a fetish.

Them: You would.

Me: Kindof a low-rent BDSM subculture thing. Like "nipple tape accidents."

Them: "nipple tape accidents" is not a phrase that is pleasant to read.

Me: Welcome to my life.

Them: Ah, the choices we make.
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DSMatticus
Prince


Joined: 14 Apr 2011
Posts: 4942

PostPosted: Mon Oct 02, 2017 7:49 pm    Post subject: Reply with quote Add User to Ignore List

It's nice to know that whatever the hell you have going on extends to the corporeal realm and that we're not the only ones being subjected to things like musings about nipple tape accidents and Kafka-esque boob-to-Dolphin transformations.

No, I have not forgotten that. I may never forget that. When I shake myself loose from this mortal coil, the words I rattle out before I go will be "but why dolphins?" A post you made on the internet in 2016 will be my Rosebud.
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Ancient History
Invincible Overlord


Joined: 18 Aug 2010
Posts: 11328

PostPosted: Mon Oct 02, 2017 8:02 pm    Post subject: Reply with quote Add User to Ignore List

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Just for you, DSM.
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DSMatticus
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PostPosted: Mon Oct 02, 2017 8:08 pm    Post subject: Reply with quote Add User to Ignore List

I wonder how much nipple tape it takes to keep a bra on a pair of dolphin heads.
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Ancient History
Invincible Overlord


Joined: 18 Aug 2010
Posts: 11328

PostPosted: Mon Oct 02, 2017 8:08 pm    Post subject: Reply with quote Add User to Ignore List

Depends on whether or not it's tuna-flavored.
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Shrapnel
Prince


Joined: 06 Jan 2012
Posts: 2656
Location: Ho-hum diggidy dum

PostPosted: Wed Oct 04, 2017 2:23 am    Post subject: Reply with quote Add User to Ignore List

This is not normal.
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nockermensch
Duke


Joined: 06 Jan 2012
Posts: 1609
Location: Rio: the Janeiro

PostPosted: Thu Oct 05, 2017 5:32 pm    Post subject: Reply with quote Add User to Ignore List

Shrapnel wrote:
This is not normal.

Normality is overrated.
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Koumei wrote:
After all, in Firefox you keep tabs in your browser, but in SovietPutin's Russia, browser keeps tabs on you.
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MisterDee
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Joined: 10 Apr 2012
Posts: 678

PostPosted: Tue Oct 10, 2017 1:39 am    Post subject: Reply with quote Add User to Ignore List

Well, the latest revisions of my novel manuscript seem to be working. 100% of agents queried with that latest version have requested the full.

Yeah, all the one of them. Smile

Still, feels great that a spur-of-the-moment urge to try one more query paid off. Fingers crossed.
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Ancient History
Invincible Overlord


Joined: 18 Aug 2010
Posts: 11328

PostPosted: Tue Oct 10, 2017 2:18 am    Post subject: Reply with quote Add User to Ignore List

G'luck!
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Leress
Prince


Joined: 07 Mar 2008
Posts: 2534

PostPosted: Tue Oct 10, 2017 3:20 am    Post subject: Reply with quote Add User to Ignore List

MisterDee wrote:
Well, the latest revisions of my novel manuscript seem to be working. 100% of agents queried with that latest version have requested the full.

Yeah, all the one of them. Smile

Still, feels great that a spur-of-the-moment urge to try one more query paid off. Fingers crossed.
Thumb Yellow Good luck!
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Mask_De_H
Duke


Joined: 18 Jun 2009
Posts: 1774

PostPosted: Wed Oct 11, 2017 8:15 pm    Post subject: Reply with quote Add User to Ignore List

MisterDee wrote:
Well, the latest revisions of my novel manuscript seem to be working. 100% of agents queried with that latest version have requested the full.

Yeah, all the one of them. Smile

Still, feels great that a spur-of-the-moment urge to try one more query paid off. Fingers crossed.


Cool. Good luck to you.
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Whipstitch
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PostPosted: Sat Oct 21, 2017 9:02 pm    Post subject: Reply with quote Add User to Ignore List

They're probably worse once they've been sitting a while, but when fresh McDonald's new buttermilk chicken tenders are shockingly competent given the source.
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Iduno
NPC


Joined: 10 Feb 2017
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PostPosted: Mon Oct 30, 2017 8:40 pm    Post subject: Reply with quote Add User to Ignore List

Whipstitch wrote:
They're probably worse once they've been sitting a while, but when fresh McDonald's new buttermilk chicken tenders are shockingly competent given the source.


Doubtful. Based on my experience with McDonald's, leaving it sitting somewhere for an extended period of time doesn't change it in the slightest. Also, just the sight of the "food" can frighten dogs.
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Stahlseele
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PostPosted: Mon Oct 30, 2017 9:41 pm    Post subject: Reply with quote Add User to Ignore List

i never am quite sure wether or not it's a good thing for food to taste exactly the same when warmed up compared to freshly cooked or not . .
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